What We Do
Services & Fees
Replacement Business
| Type | Cost |
|---|---|
| Pension | £275.00 (1-2 scheme) and £50.00 per additional plan |
| First Time Internal Crystallisation – TFC (Capital Needs) | £375 |
| First Time Internal Crystallisation – TFC For Income Needs or Income Required Within 5 Years | £425 |
| External Pension Transfer with Crystallisation Event – TFC (Capital Needs) | £450.00 and £50.00 per additional plan |
| External Pension Transfer with Crystallisation Event – TFC For Income Needs or Income Required Within 5 Years | £450.00 and £50.00 per additional plan |
| Investment (Bonds & UTs etc) | £200.00 and £50.00 per additional plan |
| Pension – Lump sum & Regulars (Excluding Carry Forward Calculation) | £150 |
| Investment Lump sum & Regulars (Excluding EIS/VCT & IHT) | £150.00 and £25.00 per additional plan |
| EIS & VCT | £250.00 and £25.00 per additional plan |
| Protection – Personal | £150.00 and £25.00 per additional plan |
What We Do
Why Choose Us
We are a highly experienced team and are constantly working to improve our skills and processes in order to give our clients the best possible outcomes.
Terms & Conditions
The prices quoted do not include gathering of ceding scheme information. Please contact us if you wish to include this service. An additional cost may apply.
We can offer bespoke quotes for any services that are not listed here, please contact us for further information.
A joint investment is treated as one case. However, a combined letter for spouses with separate investments will be charged at 100% of the highest applicable product fee and 75% thereafter for the spouse.
A combined report will be charged at 100% of the highest applicable product fee and 75% thereafter.
Additional fees may be incurred on the above prices if ceding scheme information falls outside of the 6 months’ timeframe and we need to obtain further information.
On occasion the prices may vary, depending on additional requirements for a case. We will liaise directly with you to agree an acceptable fee prior to proceeding.
The initial CYC is included within the price for a replacement case. Any additional CYC’s will be charged at the applicable rate.
If a case does not proceed due to the CYC exceeding acceptable limits, you will only be charged for the CYC.
If advice changes after the initial report has been completed, we reserve the right to charge an additional fee for amendments made.
The cost of each additional plan is per individual policy, not per provider. For VCTs, if they offer more than one VCT, then this is charged per VCT not per provider.
Any replacement cases which are invested in multiple funds may incur an additional charge. We will agree our cost with you prior to accepting an instruction.
Any investment cases classed as decumulation, an additional cost will be incurred.
Prices do not include VAT.
Prices are correct as at January 2026.